How this works: If you have access to multiple CDS accounts under different NIC/Passport numbers (family members, trusted individuals), you can split your total investment across these accounts. Each account gets the guaranteed base allocation of 20,000 shares (Rs 200,000), so more accounts = more guaranteed shares before the pro-rata X% kicks in.

For example: Rs 1,000,000 in 1 account gets 20,000 base + X% of 80,000 excess. But split into 4 accounts of Rs 250,000 each, you get 20,000 base × 4 = 80,000 guaranteed + X% of 5,000 excess × 4. Massive difference when X% is low.

⚠ IMPORTANT DISCLAIMER: Multiple applications under the same NIC/Passport number will be REJECTED. This strategy ONLY works with accounts belonging to different individuals (different NIC/Passport holders). You must use accounts of people you trust with your money. This is solely at your own risk. inwestout.com does not take any responsibility for losses or rejected applications arising from this strategy. Ensure each application is a genuine, separate application by a different person. Consult your stockbroker for compliance.